Psychological Effects of Debt – New Online CE Course

Psychological Effects of Debt is a new 2-hour online continuing education (CE) course that explores the reasons people go into debt and the psychological effects it causes.

Psychological Effects of Debt is a new 2-hour online continuing education (CE) course that explores the reasons people go into debt and the psychological effects it causes.

This course starts by describing the factors that contribute to the normalization of debt in America, from unfair corporate practices to negative childhood experiences, education levels, and compensatory consumption. We then discuss early indicators of risk taking among young children and how the parent-child relationship is correlated with long term financial outcomes. If children do not learn self-control when they are young, they may be more susceptible to impulse spending or compulsive shopping. We study the four types of transformative expectations that materialistic people expect when making purchases.

We review several research studies that demonstrate the ways in which debt affects mental health, health behaviors, and physical health. We also describe how financial behaviors, responsibilities, and debt affect relationships with spouses, partners, and children. Finally, we examine the ways to combat debt and the psychological effects it causes. Included are a series of exercises to support clients to find their way out of debt, improve mental health, and regain a more enjoyable and fulfilling life. Course #21-55 | 2022 | 36 pages | 15 posttest questions

Click here to learn more about Psychological Effects of Debt

About the Author:

Claire Dorotik-Nana, LMFT, is a Licensed Marriage and Family Therapist who specializes in post-traumatic growth, optimal performance, and wellness. She is licensed to practice in California and Colorado. Claire earned her BS in Kinesiology and worked as a personal trainer for years before becoming a course developer for International Sports Science Association. Claire is always thinking about ways to improve physical fitness and nutrition as a modality for improving mental health. She also writes in her popular blog, Leveraging Adversity on Psychcentral.


Professional Development Resources is approved by the American Psychological Association (APA) to sponsor continuing education for psychologists. Professional Development Resources maintains responsibility for this program and its content. Professional Development Resources is also approved by the National Board of Certified Counselors (NBCC ACEP #5590); the Association of Social Work Boards (ASWB Provider #1046, ACE Program); the Continuing Education Board of the American Speech-Language-Hearing Association (ASHA Provider #AAUM); the American Occupational Therapy Association (AOTA Provider #3159); the Commission on Dietetic Registration (CDR Provider #PR001); the Alabama State Board of Occupational Therapy; the Arizona Board of Occupational Therapy Examiners; the Florida Boards of Social Work, Mental Health Counseling and Marriage and Family Therapy, Psychology and Office of School Psychology, Speech-Language Pathology and Audiology, Dietetics and Nutrition, and Occupational Therapy Practice; the Georgia State Board of Occupational Therapy; the Louisiana State Board of Medical Examiners – Occupational Therapy; the Mississippi MSDoH Bureau of Professional Licensure – Occupational Therapy; the New York State Education Department’s State Board for Psychology as an approved provider of continuing education for licensed psychologists (#PSY-0145), State Board for Mental Health Practitioners as an approved provider of continuing education for licensed mental health counselors (#MHC-0135) and marriage and family therapists (#MFT-0100), and the State Board for Social Workers an approved provider of continuing education for licensed social workers (#SW-0664); the Ohio Counselor, Social Worker and MFT Board (#RCST100501) and Speech and Hearing Professionals Board; the South Carolina Board of Examiners for Licensure of Professional Counselors and Therapists (#193), Examiners in Psychology, Social Worker Examiners, Occupational Therapy, and Examiners in Speech-Language Pathology and Audiology; the Tennessee Board of Occupational Therapy; the Texas Board of Examiners of Marriage and Family Therapists (#114) and State Board of Social Worker Examiners (#5678); the West Virginia Board of Social Work; the Wyoming Board of Psychology; and is CE Broker compliant  (#50-1635 – all courses are reported within a few days of completion).

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